Traveling overseas, especially for a holiday is surely an exciting experience for each one of us. When on an international trip, of course, you will be unfamiliar to language & environment and hence will require a helping hand. Apart from doing various preparations for your trip, you must also get a complete world travel insurance plan to make your tour more secure and memorable.
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| World Travel Insurance with HDFC ERGO |
Needless to say, availing medical assistance in a foreign country can be quite burdensome on your finances. Having a world travel insurance is very necessary, when faced against tough circumstances. It works as a support in adverse conditions and provides for the expenses of medical care, hospitalization and other disruptions such as loss of baggage, stolen documents, etc.
Types Of Travel Insurance Coverage
Types Of Travel Insurance Coverage
- Trip Cancellation - If you cancel your trip or lessen your tour duration due to some personal or family medical emergency, the trip cancellation insurance will indemnify for the non-refundable part of travel expenses. Although you will have to avail this insurance prior to or at the time of booking of flights. Once the flight tickets are booked, you cannot apply for it. Moreover, this type of insurance coverage comes with specific conditions depending on when and how you purchase it. Hence, it is beneficiary for an expensive long-haul flight only.
- Baggage Loss/Theft - By buying the baggage loss/theft insurance, you will get the reimbursement for your belongings in case they are lost, stolen or damaged. However, the evaluation cost of your possessions and the amount of compensation may vary depending on where or how it was lost. To claim against your possessions, you are required to submit a proof of ownership, like photos or original purchase receipts. Otherwise, you will not be able to get the price for lost baggage immediately.
- Emergency/Accidental Medical - Emergency/accidental medical is the most common form of world travel insurance. It covers your medical bills and other expenses incurred while travelling. However, it does not cover for your medical condition prior to the trip. If your injury is because of any political turmoil, terror or war, your claim can be rejected in such a situation.
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| Tips To Get Best Travel Insurance Policy |
About HDFC ERGO
A leading general insurance company of the country, HDFC ERGO General Insurance Co. Ltd. endeavors to fulfill each and every need of the modern day customers. Having an excellent customer support service, the company has strongly marked its foothold in the industry and established its offices across 89 cities of the country. HDFC ERGO has built the trust of its clients and has also been entitled with ISO certification due to its supreme work.
