5 Easy Ways To Save On Your Car Insurance Policy

When it comes to insuring your much-loved vehicle, many of you might not bother about the expense that it asks for. You simply pay too much when you can save a huge chunk of money every year. There are many general insurance companies in India that can help you save big on your policy. HDFC ERGO being one such company highlights some good ways to save on your car insurance policy.

1. 
   Understand the car safety and insurance features: Owning a car with a number of safety features like anti-lock brakes, airbags, engine cut off system and many more, will automatically qualify you for discount on your car policy. Vehicles having a multitude of safety equipment are less likely to get into accidents and are neither stolen with ease, thus ensuring a peaceable time for your insurer.

2. Set higher deductible: Deductible is the amount you need to pay out of your pocket in case of any damage to your car before your insurer pays for its claim. The higher deductibles you set for your car policy, the lower premiums you'll have to pay. But make sure to decide on the deductibles keeping in mind your financial status.

3. Take a defensive driving course: Many insurance companies offer good discounts for drivers who have completed the safe driving course from a reputed institution. These courses form up a true testimony of the fact that you are trained and adept with the driving skills and are less likely to get into some accident. Typically a teenager or a newbie is advised to do this course to get good discounts on the car insurance policy.

4. Construct a garage: Instead of parking your car on the roadside or perhaps outside your home in an open space, having a garage to park your vehicle will get you more discount on your policy. This is because the car parked on the roadside or in an open area is more likely to get damaged, stolen or towed away thus forcing the insurer to pay the claim for it.

5. Compare auto insurance quotes online: While purchasing the car insurance policy, be sure to compare several car insurance quotes online to pick the one that suits your need and budget. Avoid adding extra coverage to your policy as it would increase your premium. Always pay only for the coverage that you really require.

 

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https://infograph.venngage.com/p/41676/tips-for-making-car-insurance-claim

https://infograph.venngage.com/p/41676/tips-for-making-car-insurance-claim

So if you wish to enhance your existing car insurance policy or want to get a better policy that is comparably cheap and offers good coverage too, you can visit https://www.hdfcergo.com/. Here you can find a comprehensive range of policies and can even compare quotes online with mere a few simple clicks.