Stay Cover Even After Retirement With HDFC ERGO's Health Plan

HDFC ERGO is one of the pioneer brands in Indian insurance market and keeps introducing the new and latest plans that suits every investor. Retirement health cover is one of the plans that aims at covering senior citizens after their retirement. Be it a private concern employee or a Government official, retirement plan benefits all. With small yet smart investments, this brand helps every person in their superannuation by offering complete health cover. Moreover, these plans help save tax while covering you after your retirement.

HDFC ERGO's health cover in detail-

Plan In Advance-

With the help of this plan, you can stay covered after your retirement. This helps reduce your stress and gives you a way to relax even when you or a member of your family fall sick. However, to avail all these facilities you have to plan in advance. Planning taking proper time will help you take strategic steps and you could discover ways to include or exclude the deductibles taking your requirement into account. The experts working with HDFC ERGO assist you in planning it at least 5- 10 years before your retire from job.

Small Yet Smart Investing-

HDFC ERGO helps invest in small amount. However, depending upon the time left for retirement, the experts calculate the premiums and divided it into small payments on monthly, quarterly and yearly basis. With this small yet smarter investment strategies, you stay covered even when you grow old and fall sick after retirement.

Know The Network-

Network hospitals are there to offer fastest treatment or medical attention to patients at right time. HDFC ERGO has a wide network of hospitals in and outside of India. This network helps you get the best hospitals at the right time. This is why you can choose this plan and get medical attention whenever needed.

Calculating The Return

Before you invest calculate the ROI first. With the help the experts available at HDFC ERGO, you can calculate the premiums and get a clear picture of ROI. This is more strategic than any other plan. There are two things that you must keep in mind. One, the ROI, be it reimbursement or cashless facility , should be timely. HDFC ERGO always settle claim on time. Two, the process for claim settlement should be short and precise.

Making A Provision For Extra-

Though you invest in health cover plan for the years after retirement, you must always try to make a provision for the extra that might hit the bill. Generally in case of cashless facility, a certain percentage is always paid. However the rest of bill payment is your responsibility. This is why make a provision.

To Conclude-

In order to stay covered with HDFC ERGO health insurance even after retirement, talk to HDFC ERGO's experts and get a strategic investment planning today.